You definitely need this service when you see the status "Unverified" beside Real-Name Authentication,
You can check the status in this way:
WeChat Me → Wallet → Pay Center(top right) → Manage Payments → Real-Name Authentication
For WeChat accounts without Real-Name Authentication, features of which related to WeChat pay (lucky money, P2P transfers) will be affected:
1. These accounts cannot receive money through either Lucky Money or Money Transfer.
2. These accounts cannot make any payments.
3. When users are using payment features WeChat will guide users to complete the Real-Name Authentication.
According to the regulations of the People's Bank of China, users must first complete Real-Name
Authentication in order to use WeChat Pay for Red Packets, Money Transfer, or other payments.
Yes, we will do full refund if we fail to complete the Real-Name Authentication for your WeChat account.